Life Insurance

Life insurance is the ideal protection for individuals, couples and families who wish to make sure their loved ones are taken care of financially when they pass away. Having an adequate, rewarding policy in place means you can enjoy complete peace of mind, knowing that you’ve done all that’s necessary to help those you leave behind. They say you can’t put a price on peace of mind, but for an affordable monthly payment you actually can.

There are a number of questions you need to ask yourself before signing up to a policy, and the team at DJC Wealth Management can help with them. Factors that need to be considered include how much you want to pay per month, the value of the cover you require, who should be the beneficiary and how long you want the policy to run for. With so many variables to take into consideration, it’s easy to see why experienced, knowledgeable professionals really should be at your side before you sign up.

We work closely with trusted partners to bring you a plethora of options. The benefits include knowing that your loved ones are going to be able to cope financially, that they won’t be worrying about crippling debts, that the cost of a funeral can be met and that mortgage payments, if applicable, won’t be a major concern. Our team will talk you through all the various options, and will listen to your specific needs before suggesting solutions that are tailored to your particular situation.

The cost of a life assurance policy can and will depend on your age and health at the time, the lifestyle you lead, the length of the actual policy and whether you smoke or not. It’s important to not get bogged down by detail, however, because our specialists will do the legwork on your behalf once we know exactly what you require. The current life insurance market is a busy and competitive one, and as a result we are usually able to find some excellent deals from our network of providers. And if you require other types of insurance such as critical illness cover or a private medical policy, we can make it a reality for you.

Life insurance is actually something of an umbrella term for a number of different types of cover, and as always we’ll talk you through your needs before finding the right policy for you. It may be that you require level-term life assurance, key man cover, family income protection or perhaps a decreasing-term policy. With DJC Wealth Management in your corner, we’ll work together to tailor a solution just for you. Every client of ours is an individual, and is treated as such. Over the years, we have earned a reputation for honesty and reliability, and we bring this with us whenever we work on life insurance cases.

If you would like to hear more from the team, or you have questions about your options, please feel free to get in touch. You can call us on 07449 632 927 or simply use the online form on our Contact page. We hope to hear from you soon.