Income Protection Insurance

In these increasingly difficult economic times, can you be sure you have done all you can to protect yourself and your loved ones? Are you certain that you’re covered against all eventualities should you suffer a serious injury or a major illness? One of the best ways to provide the protection you need is with income protection insurance, and here at DJC Wealth Management we can help you find a policy that brings you the peace of mind you’ll need at such an important time.

Even if you’re the fittest and healthiest person you know, even if you have a job that offers a good sick pay scheme and even if you take every precaution to keep safe, you could still become victim to the worst case scenario. And if you’re going to be off work for a long time, at some point your income may diminish and the family finances will start to suffer. If that income wasn’t protected, the effects could be devastating, especially if you have no end in sight to the medical difficulties that you’re facing. We all know someone who has been the victim of an accident or a sudden major health scare, of course, so it’s easy to understand the difficulties that could appear on the horizon.

With income protection insurance in place, you can avoid worrying about the financial side of things and focus instead on getting better. In most instances, a policy will pay out a proportion of your usual salary – often between 60% and 70% – and those payments will be tax-free. You can then use the money for absolutely anything, including paying off existing debts to ease your financial concerns, keeping up with mortgage repayments and of course contributing towards the household budget. The choice is yours.

One of the best reasons to have the team from DJC Wealth Management on your side is that income protection policies can vary greatly in price and cover, so it’s a good idea to have specialist help along the way. The amount you pay and the cover you receive will depend on a number of factors, including your age, your health, your lifestyle and, inevitably, just how dangerous your job might be. These factors can make it more than a little confusing to the customer, so be sure to contact our friendly and experienced professionals who will then carry out the search on your behalf.

Before deciding on any particular policy, we’ll take time to speak with you and discover what your needs might be. We offer a reliable and trustworthy service based on a clear understanding of our clients’ requirements and an in-depth knowledge of the insurance market. We’ve helped many people just like you in the past, and during that time we’ve earned an excellent reputation, one that we are understandably proud of.

No matter what you do for a living, or where you’re based or even how much you earn, your income is hugely important to you and your loved ones. Let the team at DJC Wealth Management help you protect that income with a reliable and affordable policy that covers you should the worst happen. Once that policy is in place, you can relax in the knowledge that the cover you need has now been achieved.

We realise of course that there are many others who offer such services, but the personal touch from DJC Wealth Management helps you find the perfect cover for the right price in no time. To find out more about income protection or our other products such as critical illness insurance and private medical cover, please call 07449 632 927 today. We look forward to helping you in the very near future.