Whole Of Market Mortgage Advice

For many people, buying a home is the most important and the most expensive purchase they are ever going to make, so you need to make sure it’s done right. There are so many variables involved when you seek a mortgage, such as which of the lenders is offering the deal that matches your needs, what the long-term implications of your borrowing might be and who to turn to when you need effective advice.

The team at DJC Wealth Management can help you to answer these and any other questions you may have, tailoring our advice to your specific situation. You’ll find a large number of lenders on the market, from newly-created mortgage providers who offer this service and nothing else to major high street names that we’ve all become familiar with over the past decades. Which one you turn to will depend on the plus and minus points of each of their offers. Our specialists can help you by scouring the market for the optimum deals, keeping a particularly close eye on those offering the lowest rates for the longest period of time. Whether you seek a modern apartment in a specialised block, a family house in a pleasant suburb or a sizable estate in the countryside, you should have DJC Wealth Management by your side from start to finish.

One of the benefits of engaging the services of a whole of market mortgage adviser is that we’re not tied to any one provider. We aren’t obliged to encourage any of our clients to choose a specific lender, and as a result we can take a whole of market appraisal when searching for the most appropriate mortgage for your particular requirements. And our meticulous search of the full market means we could have access to lenders, and perhaps deals, that you might not be able to find yourself. A search on the web by well-meaning amateurs is unlikely to reveal all of the mortgage options that are actually available.

It’s also worth noting that the mortgage process from the beginning right through to the end can be highly complex, so it’s important to have specialist advice throughout. Making a mistake at any stage could cost you money – a great deal of money in some cases – so it’s always a good idea to speak to those in the know.

Negotiating the mortgage market on your own can be confusing and problematic. If you’re not sure about issues such as stamp duty, variable and fixed interest rates, credit scores, acceptable deposits, available credit, insurance products and more, you really should have mortgage advice. Knowing that all the relevant issues are being handled by experienced specialists can bring you the peace of mind you need when entering into a major financial commitment. Even if you have taken out mortgages before and you have some knowledge of the subject, you should remember that the markets are constantly changing, so knowledge based on what happened in the past may not be very useful today.

The team at DJC Wealth Management believe in providing a reliable, honest service that’s geared towards helping you make the right decisions, decisions that are best for you and your family both now and into the future. To find out more about

mortgage advice that you can rely on, get in touch with us on 07449 632 927 as soon as possible. We look forward to working with you towards a mortgage that is a perfect fit for you.