Pension Review Advice

Over the years, we have helped a great many men and women to achieve the retirement that they’d always wanted, and our experienced and knowledgeable team can do the same for you. Whether your retirement years are almost upon you or are a long way off in the distance, we can assess your needs, understand your expectations and put the strategies in place to make them a reality.

No two clients are ever the same, and that’s why we treat every one of them as an individual with unique circumstances. Our approach is a holistic one, taking in every aspect of your financial situation before drawing up a bespoke plan that ticks all the right boxes at all the right times. The pension itself is only ever one component in an effective and productive pension review, after all.

There will be a number of other issues which need to be taken into account, including of course what you intend to do during your retirement years. If you plan to travel around the world, speculate on the stock market, treat yourself to a high end motor car or perhaps a boat, you need to understand how best to fund your lifestyle choices.

It may be that you have several separate pension pots from previous employers, and that it would be beneficial to you to combine these and therefore reduce costs. You might want to take some of your pension pot as a tax-free lump sum and use the rest for a reliable income into the future. It may be the case that you want to use some of your money to invest in a range of companies both in the UK and abroad, or that you want to transfer your pension onto someone else. Even if you have worked for the same employer throughout your working years you might be pleasantly surprised by the variety of options that you have available.

A significant proportion of new clients come to us with very little understanding of the world of pensions, but with our help and guidance they soon build a very clear picture of what they can and can’t do. Our advice is open, honest, robust and geared towards a very personal approach. The team at DJC Wealth Management have the qualifications, the experience, the knowledge and reputation for diligence that you need right from the start.

Once we have gained a clear understanding of your situation, we can create a strategy that really works for you. We work closely with you to offer everything you need to make well-informed decisions that can have a very positive effect on your financial future, including tax advice, information about investments, guidance on mortgages and every aspect of effective wealth management. And while the pension review itself may be all you need at the moment, we are happy to work with you into the future to help build a lasting relationship that can benefit you both now and into the years to come.

To find out more about the options that you might have, call DJC Wealth Management today and book a pension review with our team. We’re available on 07449 632 927, and we hope to be hearing from you very soon.

*The Financial Conduct Authority do not regulate tax planning.

*Transferring out of a final salary pension is unlikely to be in the best interests of most people.